MOP Introduction and Next Steps for Pre-Appointees

(Please review the MOP FAQ, MOP Summary Sheet and the What Faculty Need to Know section for basic program information.)

For identified recruitment actions with Mortgage Origination Program support, is possible to begin the MOP application process before the eligible appointment is fully approved.  

The engagement of the offer letter is the first step in the formal academic appointment process.  After which the department and HR will create an appointment packet in Advance (the UCSF electronic appointment and advancement review system) and candidates will be requested to enter and certify their CV.  The appointment process includes review at several levels (department, dean, the Academic Senate for appointments which require peer-review, and the vice provost academic affairs).

For approved candidates who specifically request home loan program support as soon as possible, departments and the dean’s office may submit the MOP Allocation Request Form on their behalf once the eligible appointment has been certified by the chair in Advance.  In exigent circumstances, this may be submitted with the inclusion of the Chair’s Letter in the packet but before certification.  

If funding is available and eligibility has been verified, the home loan program manager in the Office of Faculty and Academic Affairs will contact the candidate directly with a few preliminary questions regarding income, debt obligations, and target purchase price.  No supporting documentation at this time.  

Using this information and other materials, a qualifying scenario and the necessary certifications will be submitted to the Office of Loan Programs (OLP) with a request for an application activation.  This office will notify the candidate of this submission and that a portion of the campus allocation has been reserved for their use for a home loan (this is known as an “allocation reservation”).

Once received, the Office of Loan Programs will issue via e-mail a unique and secure link to the online mortgage application system, where the candidate may complete a loan application online.

Once the completed loan application and supporting documentation are received by the Office of Loan Programs, the candidate will be assigned an underwriter and the Office of Loan Programs will provide a pre-approval certificate within 10 to 20 business days.  (If loan volume decreases this time may be shorter.) Candidates will have one year to utilize this allocation to fund a home purchase.

For a chart outlining the steps in this process with an estimate of the time each step takes, click here.

The Mortgage Origination Program is a pre-approval process, and it is important that candidates have a signed pre-approval in hand before placing any offers if order to utilize University financing.